Mature adults often think of downsizing and moving to a retirement community. But many seniors have questions about retirement communities. If you are exploring retirement communities in Northwest Indiana, read on to learn more. Limited on time? Here is a brief overview of Retirement Communities in Northwest Indiana.
What Are Retirement Communities?
When exploring retirement communities, it’s best to know the right one for you. Knowing the different types of retirement communities will save you time and frustration. In general, retirement communities are for active and independent mature adults. They are healthy and don’t need special help. They can take care of themselves and others. Homes may include a condominium, mobile or motor home, single family home, town home, or an apartment. Independent living facilities often fall under the term, but these are special types of retirement communities that also offer services for aging adults.
The subdivision or neighborhood defines the retirement community lifestyle. Formal communities have age restrictions limited to 55 and over. A homeowner’s association may exist with special rules also. Organic retirement communities form naturally as neighbors mature or older adults move closer to friends. Neighbors offer support and services to each other. For example, a retired plumber or electrician may provide services to the community at a discounted rate or for bartering. Other neighbors might provide transportation. The services vary and are unique to each community.
Services and amenities are more structured in formal retirement communities. Examples may include a
fitness center, golf course, and clubhouse with planned social events. A homeowner’s association or governing board may set and oversee rules of a formal retirement community. Both formal and informal communities are usually near areas with shopping, restaurants, hospitals and doctors, and places to stay active.
Communities in Northwest Indiana
The Villages in Florida and Del Webb in many states are the most famous retirement community brands. If you want to stay in Northwest Indiana, you have a few choices. If you seek a single-family home, Sterling Gate and Orchard Gate subdivisions are 55+ communities in Saint John and Village Green is a retirement community in Merrillville. Meridian Woods is a retirement community in Porter County with single family homes.
If you like apartment living, explore The Residences at Merrillville Lake. Lake Park Senior apartments in Hobart also offers apartments and villas for rent. If you are looking for an apartment in a facility with many senior amenities and assisted living, you have many to choose from in Northwest Indiana including:
- Clarendale, Schererville
- Hartsfield Village, Munster
- Park Place, Saint John
- Pines Village Campus, Valparaiso
- Residences at Deer Creek, Schererville
- Residences at Coffee Creek, Chesterton
- Story Point, Chesterton
- Wittenberg Village, Crown Point
Are They Safe?
Retirement communities are safe in many ways. Due to the nature of these communities, neighbors look out for each other daily. A common practice is to check on someone who breaks routine or when there’s a known problem. From a physical safety standpoint, many newer homes in 55+ communities have smart technology. Smart technology homes include security monitoring, fire prevention, and direct links to local police and fire stations.
Safety in the age-restricted apartment complexes and independent living facilities is very safe. Visitor access is restricted to one location and there is usually an attendant or security guard who monitors guests. Many are equipped with video cameras for added security.
From a COVID-19 perspective, safety remains a concern for independent living facilities. Because many of independent living facilities also help with daily living and employ healthcare workers, they are inspected by local and state health departments. Based on state laws, these facilities have strict cleaning and visitation policies to avoid or reduce the spread of COVID-19. While these policies may restrict residents from enjoying certain amenities, they are important safety features for vulnerable seniors. For any concerns, speak with the Marketing Director of the facility. Ask about COVID-19 rates among residents and staff. If you need further help, contact the local or state health department.
When seniors near retirement, they often plan of downsizing and selling their home. A senior move can take up to two years to complete. If you are starting your moving plan, make a list of the amenities you want in your next home. Also consider whether you want to stay in Northwest Indiana or relocate. Once you have your list completed, contact a Realtor® to start your plan. Consider a Senior Real Estate Specialist who is specially trained by The National Association of Realtors®to work with mature adults over 50.
Thinking of selling your home? You get 4 free services for 4% with Collins Realty Group, Inc. Crown Point. Call Georgene at 219-315-6569 to learn what your home is worth or find out more at Collins Realty Group, Inc.
For more tips on living safer at home and not outliving your money in retirement, request your free senior guide.