Probate and Selling a Home after Death

A client recently asked about the best way to prepare a home for sale after his death to avoid family conflict in dividing the funds.  As seniors, we know we shouldn’t care what happens after we die.  But we like control.  It’s natural and healthy to want to control our life and our decisions for as long as possible.  This senior citizen tip is on probate, trusts, and selling a home after death. Many seniors believe a will prevents problems in the sale of their home.  But a will does not protect a home from problems including a low sale

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NWI Seniors Newspaper Jan-Feb 2020 Edition

Have you read the latest edition of NWI Seniors newspaper?  It’s full of great information to help seniors decide to age in place or sell and move. NWI Seniors Jan-Feb 2020 Do you live in Northwest Indiana and want a copy of the paper mailed to your home?  Use this contact form to receive your copy.

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Investing for Seniors

Investing helps grow your money.  But with all the scams and information about investing, it is difficult to know where to start. Seniors are wise.  And we know to do our homework and ask many questions before we invest.  This post is about investing for seniors to help you decide if it is right for you. Things to Consider Before You Invest Know your goals for investing.  What do you want the money to do?  Do you want to provide income, pay off debt, pay for assisted living, or help a family member?  You want to clearly define your goals

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Annuity and Paying for Senior Living

How to pay for assisted living is a question that comes up often. Having a background in Real Estate and Financial Services, we recommend senior clients talk to a financial planner.  Often financial planners recommend rolling the money from the sale of a home into an annuity.  Read on to learn how an annuity works and if it is right for you. What is An Annuity? An annuity is a contract between you and an insurance company.  You invest in an annuity and the insurer guarantees to pay you.  The payments are made on a frequency you choose.  You can

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Make Your Nursing Home Near Me Search Easy!

Find a Nursing Home in Northwest Indiana Maybe you’re a caregiver or a spouse of someone who recently fell who needs to recovery at a nursing home.  Or maybe you are a spouse who can no longer care for a loved one.  You are on this page because you entered the search term nursing home near me and most likely you live in Northwest Indiana. Congratulations!  You will find exactly what you need on NWI Seniors.com.  But before you scroll down to the links to nursing homes in Indiana, did you know many people confuse the term nursing home with

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How You Can Finance Your Home Renovation

Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project on the mind, the first thing you have to consider is how you are going to finance it. Here are the most common options to make your dreams become a reality.     Cash. Paying in cash is the most straightforward financing option, just save until you have enough money to cover the expenses. This will help eliminate spending outside your budget; however, it can also extend your timeline. Mortgage Refinance. If you’ve been making payments on your home for a few years and your interest

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Reports for NWI Seniors Newspaper Aug-Sep 2019

The August-September 2019 edition of NWI Seniors is full of great information.  Here are the reports cited in the edition. Collateral Analytics Report IN State Housing Report Overview for June 2019 IN State Housing Brief Report for June 2019 GNIAR Housing Report for June 2019 Lake County Housing Report for June 2019 Porter County Housing Report for June 2019 LaPorte County Housing Report for June 2019 Jasper County Housing Report for June 2019 Newton County Housing Report for June 2019 Pulaski County Housing Report for June 2019 Starke County Housing Report for June 2019 For more tips on real estate,

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NWI Seniors Newspaper August-September 2019 Edition

Here is the link to the August-September edition of the NWI Seniors newspaper. Here are the reports for the current edition. Senior Citizens are used to change.  And we’re announcing a change at NWI Seniors!  To serve our readers better, we’ve moved to a bi-monthly paper.  We did this to share in-depth researched information with our readers on global topics from reputable Internet sources.  Many seniors do not have access to the Internet.  Other seniors do not trust the Internet.  At NWI Seniors, we bring the Internet to our readers but it takes a little more time to find reputable

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Appliance Lifespans and Costs to Replace (A Worksheet)

Appliance lifespans can be a key factor in helping you budget for the house you’ve got your eye on — or the one you already have.  Here’s a question that’s easy to dismiss when you’re in love with a house and eager to make an offer: How long are its appliances and systems going to last?  Skip that question, and you might regret it.  Because if you end up spending three grand in the first year to replace broken-down appliances, you’re probably going to wish you’d offered $3,000 less. Appliance Cost Worksheet Simply add the year when an appliance was

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What’s Your Home Really Worth?

When you decide to sell your home, you may start online to see what your house is worth.  To your surprise, you see your home value $50,000 above your expectations.  But when you talk with a Realtor®, you’re disappointed to hear your house may not be worth what you saw. You insist your house is worth more because you saw it online.  You convince your Realtor® to list at the price you saw.  And your Realtor® reluctantly agrees to list at your price.  After a few months of watching your neighbors’ homes sell quickly, you agree to drop the price

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Low Maintenance Pets

I love all kinds of animals.  In fact, I cannot remember a time when I didn’t have a pet.  Dogs, cats, turtles, a rabbit, hamsters, fish, and even salamanders were part of our family at one time or another.  Some pets were easier to take care of than others.  Now as a senior, I’m only interested in low maintenance pets.  My cat, Eddie, is a low maintenance pet, but I wondered what other animals make easy pets to take care of.  Especially as I plan for alternative senior housing.  See if you agree with these low maintenance pets. TrulyGeeky.com reports

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