Probate and Selling a Home after Death

A client recently asked about the best way to prepare a home for sale after his death to avoid family conflict in dividing the funds.  As seniors, we know we shouldn’t care what happens after we die.  But we like control.  It’s natural and healthy to want to control our life and our decisions for as long as possible.  This senior citizen tip is on probate, trusts, and selling a home after death. Many seniors believe a will prevents problems in the sale of their home.  But a will does not protect a home from problems including a low sale

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Benefits of Aging in Place Remodeling

Many senior homeowners prefer to stay in their home for as long as possible.  In fact, according to the AARP study nearly 90% want to age in place.  With the Coronavirus pandemic outbreak, the rate will likely increased.  Nursing homes and senior facilities carry a high risk of spreading germs.  And since seniors are most vulnerable to infectious diseases, it makes sense we want to age in place for as long as possible.  Aging in place remodeling is a great place to start. Aging in place or ageing in place means to live safely in the place you call home

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Independent Senior Living is Maintenance Free!

Ever wonder about independent senior living?  If living around mature adults in a maintenance free home while staying independent appeals to you, read on to learn more about these senior-friendly communities. Independent senior living is geared towards anyone 55 and older who can live alone.  Some residents may need some help with a few activities of daily living from a home health aid or family member.  But in general, adults are independent and able to live alone.  They are known as retirement communities, 55+ communities, or senior facilities, among other names.  These communities offer services and features important to seniors. Types

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Coronavirus and the Housing Market

As a retired Infection Control nurse, I find my day often interrupted by the many news stories about the Coronavirus outbreak.  The information is overwhelming.  And I find myself with many unanswered questions. There is much fear and panic that comes with a new supergerm that has the capacity to spread so quickly.  But “fact over fiction” was our mantra in infection control and self-education is easily done on the Internet.  I still remember many of the trustworthy sources I used in my job like the Indiana Department of Health and the CDC.  And after 30 years in healthcare, handwashing

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NWI Seniors Newspaper Jan-Feb 2020 Edition

Have you read the latest edition of NWI Seniors newspaper?  It’s full of great information to help seniors decide to age in place or sell and move. NWI Seniors Jan-Feb 2020 Do you live in Northwest Indiana and want a copy of the paper mailed to your home?  Use this contact form to receive your copy.

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Investing for Seniors

Investing helps grow your money.  But with all the scams and information about investing, it is difficult to know where to start. Seniors are wise.  And we know to do our homework and ask many questions before we invest.  This post is about investing for seniors to help you decide if it is right for you. Things to Consider Before You Invest Know your goals for investing.  What do you want the money to do?  Do you want to provide income, pay off debt, pay for assisted living, or help a family member?  You want to clearly define your goals

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Annuity and Paying for Senior Living

How to pay for assisted living is a question that comes up often. Having a background in Real Estate and Financial Services, we recommend senior clients talk to a financial planner.  Often financial planners recommend rolling the money from the sale of a home into an annuity.  Read on to learn how an annuity works and if it is right for you. What is An Annuity? An annuity is a contract between you and an insurance company.  You invest in an annuity and the insurer guarantees to pay you.  The payments are made on a frequency you choose.  You can

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Make Your Nursing Home Near Me Search Easy!

Find a Nursing Home in Northwest Indiana Maybe you’re a caregiver or a spouse of someone who recently fell who needs to recovery at a nursing home.  Or maybe you are a spouse who can no longer care for a loved one.  You are on this page because you entered the search term nursing home near me and most likely you live in Northwest Indiana. Congratulations!  You will find exactly what you need on NWI Seniors.com.  But before you scroll down to the links to nursing homes in Indiana, did you know many people confuse the term nursing home with

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How You Can Finance Your Home Renovation

Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project on the mind, the first thing you have to consider is how you are going to finance it. Here are the most common options to make your dreams become a reality.     Cash. Paying in cash is the most straightforward financing option, just save until you have enough money to cover the expenses. This will help eliminate spending outside your budget; however, it can also extend your timeline. Mortgage Refinance. If you’ve been making payments on your home for a few years and your interest

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Reports for NWI Seniors Newspaper Aug-Sep 2019

The August-September 2019 edition of NWI Seniors is full of great information.  Here are the reports cited in the edition. Collateral Analytics Report IN State Housing Report Overview for June 2019 IN State Housing Brief Report for June 2019 GNIAR Housing Report for June 2019 Lake County Housing Report for June 2019 Porter County Housing Report for June 2019 LaPorte County Housing Report for June 2019 Jasper County Housing Report for June 2019 Newton County Housing Report for June 2019 Pulaski County Housing Report for June 2019 Starke County Housing Report for June 2019 For more tips on real estate,

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NWI Seniors Newspaper August-September 2019 Edition

Here is the link to the August-September edition of the NWI Seniors newspaper. Here are the reports for the current edition. Senior Citizens are used to change.  And we’re announcing a change at NWI Seniors!  To serve our readers better, we’ve moved to a bi-monthly paper.  We did this to share in-depth researched information with our readers on global topics from reputable Internet sources.  Many seniors do not have access to the Internet.  Other seniors do not trust the Internet.  At NWI Seniors, we bring the Internet to our readers but it takes a little more time to find reputable

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